Market Script (PEG)

Week of 12/08/2025

Present Market Conditions

Attributed to Sam Khater, Chief Economist. 

 “Mortgage rates decreased for the second straight week as we emerged from the Thanksgiving holiday,” said Sam Khater, Freddie Mac’s Chief Economist. “Compared to this time last year, mortgage rates are half a percent lower, creating a more favorable environment for homebuyers and homeowners.”

Expectations  

As investors look for information regarding future rate adjustments and tariffs, they're also looking to fill in the gaps with the missing reports that would have taken place during the shutdown.  Tuesday starts the reports with the Job Openings data coming from October   Wednesday follows with the Fed Chair Powell press conference and December interest rate decision.  Thursday will bring the weekly Initial Jobless Claims information along with the U.S. Trade Deficit numbers.  Friday will finish the week with the Wholesale Inventories.    

Guidance  

It’s a great time to be in the market for a mortgage!  You’ll want to make sure you take advantage of this great time to buy!