Market Script (PEG)

Market Script (PEG)

Week of 1/12/2026

Present Market Conditions

Attributed to Sam Khater, Chief Economist. 

 “In the first full week of the new year, mortgage rates remained within a narrow range, hovering close to the 6% mark,” said Sam Khater, Freddie Mac’s Chief Economist. “The combination of solid economic growth and lower rates has led to improving momentum in for-sale residential demand, with purchase applications up over 20% from a year ago.” 

Expectations  

This week will be quite busy with a lot of economic data coming our way.  Tuesday brings the release of the CPI.  The Consumer Price Index (CPI) is a key indicator that lets us know what is taking place with the inflation trends.  Tuesday will also bring the New Home Sales and the Budget Deficit data.  Wednesday follows with the Retail Sales information.  The Retail Sales info is always important since consumer spending makes up almost 70% of the economic data in the United States.  Wednesday also brings the Existing Home Sales and Producer Pricing Index (PPI) reports.  The PPI is another key inflation report that is being watched closely.   

Thursday finishes up the major reports with the Initial Jobless Claims.Multiple Fed Officials will be speaking throughout this week. 

   

Guidance  

It’s a great time to be in the market for a mortgage!  You’ll want to make sure you take advantage of this great time to buy!

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