For Sales & Operations

FHA Master Class

Master the rules, nail the math, close FHA loans with confidence.

What it solves

The stand-alone FHA training that XINNIX's Performance Programs have long been heralded for — now offered on its own to help all mortgage professionals refresh guidelines and fine-tune their skills in offering the FHA product. For Loan Officers, Processors, and Loan Officer Assistants.

What you'll gain
A rock-solid grasp of FHA guidelines, terminology, and qualifying ratios.
Clear formulas for down-payment, MI, and debt-to-income calculations.
Proven tactics for sourcing funds and documenting every line item.
Step-by-step refinance playbooks — streamline, simple, and cash-out.
Credibility that wins borrower trust and referral-partner loyalty.
The agenda

Three lessons to FHA mastery.

Lesson 1
FHA Fundamentals
  • Confirm eligibility instantly and start every FHA file correctly
  • Compute MI and ratios without spreadsheets
  • Clarify limits, down payments, and concessions
  • Master FHA terminology for condition-free approvals
Lesson 2
P.A.I.L. Deep Dive
  • Verify P.A.I.L. data precisely to eliminate suspense items and resubmits
  • Spot all income sources
  • Produce bulletproof ratios for FHA Desktop Underwriter
  • Document credit quirks flawlessly
Lesson 3
Refinance Strategies
  • Match borrowers to the ideal refi
  • Compile flawless docs from app to clear-to-close
  • Show tangible savings
  • Own your market as the trusted FHA refinance authority
How it works

Self-paced online modules through the XINNIX Learning & Performance Center — three interactive lessons, a quiz after each, and a comprehensive final exam, with on-demand access to a XINNIX Instructor for real-time answers.

This class will definitely be included as part of our annual training and onboarding for all of our sales and operations employees going forward.

K. HarrisRegional Mortgage Director

Ready to master the FHA product?

$499 Per seat · On-demand
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