"I'm Michael Stallings. My career in the mortgage industry began in 2003 when I graduated from the XINNIX ORIGINATOR program. Upon graduation, I received the prestigious title of XINNIX Certified Originator (XCO) and was awarded the XINNIX and Mach 1 Awards. My loan origination volume was $16 million in my first year and $50 million in my second year. In 2006, I was promoted to Branch Manager and earned the title of Vice President in 2007. I also attended the XINNIX LEADERSHIP program in 2007 and gained new knowledge and insight in building and retaining a highly productive sales force. I was honored to be the first Branch Manager in my company to hold the XCO designation. I'm amazed at the results I've seen while leading a professional sales force, all with less than two years of average industry experience. The average monthly production of XINNIX LOs in my branch was $1,116,000; 47% higher than my non-XINNIX LOs. We have the highest number of XCOs (60%) in our branch and as a result, we became the second highest producing branch in the company. The XINNIX LO retention rate in my branch was 100%. I can trace all of my fundamental success back to XINNIX disciplines." Michael Stallings