This professional designation is held by less than 1/2 of 1% of Loan Officers nationally.

Earning this exclusive designation require successful completion of a comprehensive, proctored knowledge and skills based exam, combined with a strict personal pledge to ethical customer service standards.

The XCO designation is designed to instill confidence in your most important referral partners, clients and industry peers. Clients will enjoy professional, skilled and valuable financial advice not always found in the mortgage industry.

The XINNIX Certified Originator (XCO) designation signifies your mastery of essential knowledge, skills and disciplines critical to achieving the highest level of personal success in mortgage sales.

Comprehensive Industry Knowledge:
XINNIX Certified Originators must prove their in-depth knowledge of the mortgage business, including loan programs ranging from conventional to FNMA, FHLMC, FHA & VA, subordinate financing, the loan application process, sales contracts, good faith estimates, rate locks, automated underwriting, compliance, appraisals, refinances, the closing process, and much more.

Code of Professional Ethics:
The XCO Designation signifies exceptional industry knowledge and a commitment to ethical selling practices. No other Loan Officer certification is more comprehensive, respected or proven.